Fast, Reliable, and Easy-to-Manage Insurance OptionsÂ
for Contractors, Businesses and Homeowners
Protect everything you have worked hard for. In our high-risk, high-litigation world, a serious lawsuit can take place at any time. Our office shops your General Liability Insurance with top carriers, to provide the highest level of protection for your contracting business.Â
About UsÂ
At CICP, we believe that insurance should be about building trust, protecting investments, and providing peace of mind. That's why we are committed to delivering industry-leading coverage, exceptional customer service, and insurance solutions tailored to our clients' unique needs. Our mission is to make the insurance process easy, straightforward, and hassle-free, so our clients can focus on what they do best! With CICP, you can always count on personalized attention, unbiased advice, and prompt service. Choose us for the insurance experience you deserve - that's just the perfect way insurance should be!
John Titolo  Owner
Entrepreneur for 34 years, Built a Financial Agency and 3 Insurance Agencies from scratch all with successful exits.                Assisted in a capital raise of 90mm in 2-year period time frame. Â
Personally closed 100mm in commercial financed deals within the past 9 years.  Strategic team leader and player that’s goal driven. Over the course of the 34 years is mostly proud in assisting over 30,000+ people with the proper guidance whether in achieving by risk management support, Insurance and financial services or offering the mortgage/finance needs for their success. Â
Contractors Service Highlights:
24 Hour Express Certificates.
Free Support on Safety Programs.
Most Competitive Pricing!
Free Renewal Reviews.
TRIPLE SERVICE Guarantee!
24/7 Contractor Service Expertise.
Urgent Issue Updates Via E-Mail.
Free Money-Saving Insurance Tips.
Replacement Cost on Equipment
One-Stop shop for Contractor Bonds.
MAXIMUM Discounts - YOU SAVE!
We Write Workers Comp, Vehicles & MORE!
Business and Building Owners insurance is designed for all the risks below.Â
Property Insurance: Protects your building or leased space, its contents, and loss of income because of damage or theft.
Building Coverage: Cover your building or any other leased area required to be insured as part of the lease.
Contents Coverage: Covers inventory, equipment, tools, and other property that has been damaged by employee, theft or natural disaster inside your building.
Coverage for loss of income: Provides coverage for financial loss due to property damage or theft.
General Liability Insurance: Provides coverage for property damage caused by an employee, bodily injury suffered by a non-employee, and product liability claims.
Protection against product liability lawsuits: Helps pay legal expenses associated with claims filed against your business for harming people or property due to products you developed or sold.
Assistance in paying medical expenses: Provides financial support for medical expenses associated with product liability lawsuits filed against your business.
Whether you have a fleet, or just one work truck, we have the most competitive prices and comprehensive coverage for all your vehicles. Many of our clients have saved up to 40% on the commercial vehicle policies. Free Quote Below.
Workers Comp is a required coverage for all Contractor employers. Make sure your employees are properly protected for medical expenses and loss of salary in the event of a serious injury. We have competitive workers compensation plans and LOW Rates. Free Quote Below.
Builder’s Risk Insurance, also known as Course of Construction, is a unique kind of property insurance which can cover the structure, building materials on site waiting to be installed, or transported to the job site, and more. Free Quote Below.
Frustrated by Service Problems? If you have problems with your Insurance Agent or company and are tired of the lack of service you are getting now, WE NEED TO TALK. Many people switch over to us just because they know when the need something done ASAP, it will get done! Whether you need an insurance certificate, quote, or policy service, we're HERE!
Can I Customize My Policy?
Yes. Your business owners policy can be customized by adding an endorsement. An endorsement can either enhance or modify the coverage, depending on your requirements. Don’t know what you need? Our licensed experts are available to help you figure out which of these endorsements is right for you:
Commercial Auto Coverages
Collision coverage
Property damage coverage
Bodily injury liability coverage
Medical expenses coverage
Uninsured/underinsured motorist coverage
Comprehensive coverage
Towing and labor coverage
Cargo and load coverage
Rental reimbursement coverage
Non-owned auto liability coverage
Hired auto coverage
Fleet management services.
Commercial auto insurance is essential coverage for businesses that rely on vehicles for their daily operations.Â
This type of insurance provides protection against financial loss due to a range of events, including accidents, theft, property damage, and bodily injury.Â
Commercial auto insurance typically covers vehicles used for business purposes, such as delivery trucks, company cars, and service vans.Â
This coverage protects against a range of potential liabilities, including damage to property or others due to accidents, legal fees, and medical expenses.Â
By investing in commercial auto insurance, businesses can mitigate risks and protect themselves against unforeseen expenses and potential legal issues, allowing you to focus on the core aspects of your business.
Quick tip:
Make sure your coverage limits are sufficient to protect your business against potential losses and liabilities. Remember to assess needs, likely risks, the value of the vehicles, and coverage limits to get the most appropriate and effective commercial auto insurance policy for your business.
Homeowners insurance is a type of insurance that provides financial protection for homeowners against a wide range of risks and perils. This coverage typically includes protection against damage to the home, contents of the home, and personal liability for any accidents or injuries that occur on the property.Â
Homeowners insurance also covers additional living expenses associated with the home being temporarily rendered uninhabitable.
Homeowners insurance varies based on a range of factors, such as location, size of the home, and type of coverage required.Â
Standard coverage typically includes coverage for fire, theft, vandalism, weather damage and personal liability.
It is essential to carefully review your policy to ensure that it adequately protects your home and possessions.Â
Depending on your needs, you may require additional coverage or riders for specific valuable items or natural disasters.Â
By investing in homeowners insurance, you can have peace of mind that your investment in your home is adequately protected.
